Join Date: Jan 2017
Location: Vail CO 1975/current,Grand Lake CO 1987/current,LaPunta Manzanillo,Mexico 2008/current.
To All, I have American Collectors Insurance coverage on my 1974 Jaguar OTS. Around $650 USD per yr. Insured for appraised value of $105,000. However no Windscreen coverage as they exclude that............ NOW....I contacted same company to give me a quote for my 2002 Azure. $1,375.00 a yr. and again no WS coverage....I call Farmers Insurance, whom in-fact I have all other vehicles insured with, along with my homeowners policy and water-crafts. The annual premium is $1,360.00 And covers all glass including WS with $100 deductible. Naturally this was a no brainer to go with Farmers Ins. Also, I can place all vehicles "on hold"...storage, and leave comprehensive Ins. on all. Around $150 per vehicle while away for 6 months. That cuts all policy rates almost in half.
All Insurance companies that insure throughout Colorado, quote that the average life span of a windshield here is approximately 6 months. Guess that's why we call it the "Rocky Mountains"!